Type of Insurance Plans
With so many types of insurance plans on the market, it’s not always easy to choose the best one for your needs. We connect you with all types of health and medical insurance plans so that you can make the best choices for yourself, your family and your employees. These are the different types of insurance plans you can choose among to ensure that your family has all the coverage you need to keep them healthy.
Traditional Insurance Plans
Traditional insurance plans allow you to manage your routine health care expenses with low monthly premiums and co-pays when you use various health care services. Depending on the plan you choose, you may continue seeing your own doctor or choose a primary care provider from a network of doctors who accept patients from the particular insurance plans you choose.
Health Savings Account
Health savings accounts are a lower cost, higher deductible insurance plans that give you more control over your health care expenses. Health savings accounts are ideal for families with medical needs and preferences that aren’t typically covered by traditional health insurance plans.
High Deductible Insurance Plans
Unlike traditional insurance plans with low-to-no deductibles and co-pays, high deductible insurance plans have very affordable monthly premiums. They’re ideal for younger individuals and families in good health who choose to take more responsibility for routine health care expenses. You pay for most routine expenses out of pocket, and the health insurance kicks in for high-cost medical procedures and emergency expenses.
Short-Term Medical Insurance Plans
Commonly called gap insurance, short term medical insurance is designed to help fill in the gaps between more traditional types of health insurance plans when you’re between jobs or otherwise in transition between health insurance plans.
Student Care Insurance Plans
Most college students must have proof of health insurance coverage in order to enroll and participate in college classes. Student insurance plans provide essential medical care for students who are not covered under their parents’ plans or who require additional health insurance coverage while they are away at school.
Whatever type of insurance coverage you need, we have insurance plans that fit your family and individual needs and circumstances, including plans with flexible options that allow you to tailor your medical coverage to your specific needs. Whether you’re looking for individual insurance plans, family health coverage or just add-in dental and vision coverage, we can help you find the insurance plan that best fits your needs and your family’s needs.